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 Comparison with BC Standard


2026/03/24 • 3 min. to read
Would you like to know what advantages the NAVAX Payment offers compared to the Business Central Standard? In the following list you will find a comparison with the Business Central Standard Payment Processing import and export.
Function NAVAX Payment Processing Business Central Standard
Setup Wizards for Configuration -
Payment Types Credit Transfer, Direct Debit, International Payments, bank-specific formats Credit Transfer, Direct Debit (SEPA)
Bank Connectivity Direct bank connection via EBICS, using konfipay Connector File-based Export / Import
Extended BIC/Bank Code Management incl. Online Update -
Dropzone for Bank Statement Import Central repository for files to be imported -
Automatic Bank Statement Import Extended, incl. EBICS retrieval Partial (CAMT)
Payment Status Feedback Status and feedback from the bank -
Automatic Payment Matching Enhanced Matching (references, structured remittance information, rules) Basic (Document No., Amount)
SEPA Versions & Bank Specifics Comprehensive bank & country specifics Limited
Management of Multiple Bank Accounts Limited
Batch Payments Advanced controllable
Payment Log / History Detailed, audit-proof Basic
Automatic Processing (Job Queue) Fully automated incl. EBICS using konfipay Connector Limited
Payment Formats SEPA + bank-specific & international formats Standard SEPA
Bank Statement Formats CAMT + bank-specific variants CAMT
Usability with Large Data Volumes Optimized for high volumes Limited
Extensibility / Customization Extensible & integration-ready Highly limited
Compliance & Traceability Enhanced transparency & control Basic

When is NAVAX Payment Processing particularly worthwhile?

  • Multiple Banks/Accounts When you work with different banks and accounts
  • International Payments For cross-border payments and multiple countries/currencies
  • Various Formats When you need different payment formats (SEPA, DTAZV, MT940, custom)
  • Pre-configured Formats When you want to use predefined payment formats
  • High Degree of Automation When you want to largely automate payment processing
  • Bank Communication For direct connection to banks via konfipay
  • Transparency & Control When you need detailed logs and analyses for imports/exports
  • Special Requirements When you have special payment processing requirements that go beyond the standard

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